Thursday, April 3, 2014

Free post#7

Nowadays, people always consider how to make more money in the risk, but they never think about their heath might has more risk than they think about.

Therefore, many kind of insurance companies make many kinds of insurances to attract people to choose their product. These kinds of product made many actuaries. These actuaries need to consider about more risk into this plan. They need to make sure that people can get more profits when they live during their life expand.

For example, in China, many insurance companies pay more time and money into people's health. They will provide people high reback during a time, but before they get this profits, people need to pay lots of money. It is an awesome way to make money. It use people's heart. It is because that after people make money, they will consider more about their health. If some accident happened to them, their family can also get a high profits. So these instance company will require them pay the money every year. This payment is just occupy a little position in people's wage. Therefore, more and more people choose to pay a part of wage to make sure their health in the future. It looks might a good deal. But the truth is that the insurance company get a high net profits from their customer. But I think non of them want to make this risk to avoid pay the money to insurance.

Summary

            In this semester, I wrote lots of blogs about my field actual science. I think this is a good way to help me to know about more information about my major. According to these blogs, I also want more people can know about this field. Actuarial science is a delicate science can relate the world directly. It mainly focuses on making some actuary plan by predicting the tendency of the economy. The economy world cannot live without the actuarial science. For example, it will help people to predict some unknown risk of health. People want to pay more attentions on their body, so they buy many kinds of insurance.  Actuaries need to help people to predict many kinds of risk situation, and then help them to choose different insurances. This might relate to the economy, many social and natural situations. Actuaries need to analysis this situation. I think actuarial science also take on many social responsibility. This field helps people to allocate the money to avoid some risk. But to be honest, it cannot use much rhetoric, because it is an actuary science. It needs some formal and actuary words to describe. But in many articles I researched I can also find some funny rhetoric. Many professors said that actuarial science is a cute science can help people expand their minds. It is true that if you learn more actuarial science, we can use many logical minds to consider about everything.


             By the way, the experience gives me more time to cost in actuarial science. It need me to research many information. Therefore, I learned more than the math class. Before I write these blogs, I just think actuarial science course like math. But after researching these kinds of information, I learned that this science also takes on the social responsibility, it can lead people to establish a wonderful world. It can also help the economy world balance. It also helps people avoid some risk. Researching is an important way I need to use it into my field. Analysis data need us to research lots of information. We need to find the formula or some useful information help us to predict the tendency in the future. Writing skill also be used in my field. We need to write paper to report our statement and conclusion. For example, we always use some formal worlds in our paper. But after writing blogs, I find many useful and funny worlds I can use to instead of those old words. Before, I like use the word ”on the other word”, and I feel that looks nice. But now, I prefer to use “not only, but also.” These little change is significant to me, because before I taught English in China, so it might more difficult to choose word for me. How to write a clearly and logical paper I need to learned. Thinking is a power of people. Thinking gives inspiration to people, and this is like predicting. Predicting also need us to use logical and truth to think more and to get some conclusion about the future. Therefore, this experience can help me to consider more aspect of my major. I think write these blogs to know more news and background about the actuarial science can also help me to prepare the major in the future.